Tell us about you
Create your account and answer guided questions about your household, income, expenses, and savings goals.
DIME SHIELD / getting started
Create your budget, one step at a time.
Tell us about your life, review your starting budget, and choose how you want to continue.
Build my money planTHE BIG PICTURE
Your first budget starts with your life, not a blank spreadsheet. Answer the guided setup questions, review the category plans and goals Dime Shield creates, then choose your subscription in the mobile app.
Review your starting budget
Dime Shield uses your answers to set up category plans and goals. Review and adjust the amounts to fit your life.
Choose how to continue
Review subscription options in the mobile app, then connect supported accounts or add manual accounts and keep your plan up to date.
01 / YOUR GUIDE
1. Create your account. Tell us what matters.
Sign up and complete any requested verification. The setup questions cover your household, income and pay schedule, regular expenses, and savings priorities. Your answers help build a useful starting point.
- Already registered? Sign in to continue your existing setup.
- Use your own income and expense information.
- Keep passwords and verification codes private.
02 / YOUR GUIDE
2. Review a starting plan built from your answers.
Dime Shield generates category plans and savings goals from your setup information. Review the amounts and adjust or remove items that do not fit. You can add categories yourself if the generated plan needs more detail.
- Check suggested category amounts.
- Review goal targets and timelines.
- Make changes before moving on.
03 / YOUR GUIDE
3. Choose a subscription and bring in your accounts.
Choose monthly or yearly billing in the mobile purchase flow and check any trial eligibility before confirming. If you already have active access, setup can continue without another purchase. Next, link supported accounts through Plaid or maintain manual accounts, then review balances and transactions against your plan.
- Confirm the amount due and renewal terms.
- Bank linking is optional; manual accounts need your updates.
- Return regularly to review spending and adjust your plan.
GOOD TO KNOW
Your questions, answered.
Do I have to connect a bank?
No. You can begin with a manual account and keep its information updated yourself.
What should I review first?
Start with the generated category amounts and savings goals. After adding accounts, check balances, transaction categories, and recurring items so your plan reflects your information.
Can I use the same account on another device?
Yes. Use the same sign-in method and account rather than creating a second account.