Accounts together
Review connected balances and transactions without switching between bank apps.
DIME SHIELD / features
Budgeting tools for your whole financial picture.
Explore category budgets, expense tracking, recurring bills, savings goals, debt tracking, and Rose AI in one place.
Build my money planTHE BIG PICTURE
Dime Shield connects the information you need to review your money: what you have, what happened, what is coming up, and what you are working toward. Explore each part of that workflow below.
A plan for your income
Organize spending by category, track bills, and put savings goals into your plan.
Room for the future
Keep debt, goals, and monthly progress in view.
Find the tools for your next step.
budgeting
A budgeting app for clearer choices: plan categories, track spending, and give savings goals a place in your month.
Explore this feature →zero based budgeting
Build a zero-based budget that connects everyday spending, savings goals, and debt commitments. Know what is assigned and what still needs a purpose.
Explore this feature →spending tracker
An expense tracker with context. Explore spending reports, category breakdowns, and merchant history to make your next budget review easier.
Explore this feature →accounts and transactions
An expense tracker that connects your accounts, organizes transactions, and helps explain your spending.
Explore this feature →bills and income
Make upcoming bills and income part of your everyday plan.
Explore this feature →goals and debt
Track debt balances, record payments, and follow savings goals alongside your everyday budget.
Explore this feature →account sharing
A shared budgeting workspace for you and your partner. Review the same spending, bills, budgets, and goals before deciding what comes next.
Explore this feature →budget alerts
Choose the budget and transaction alerts that fit your routine, then open the details when something needs your attention.
Explore this feature →Rose AI
Ask about your spending, bills, and budget in a conversation. Review the details and decide your next step.
Explore this feature →01 / A CLOSER LOOK
Understand today.
Start with accounts and recent transactions. Review balances, correct categories, and add the context that makes a purchase meaningful to you. Reports and category details help you explore patterns behind the totals.
- Connected and manual accounts.
- Transaction categories, splits, notes, and tags.
- Rules and spending reports.
Your plan, at a glance
SAMPLE DATAGroceries$320 spent of $500
64%Transportation$90 spent of $150
60%Entertainment$75 spent of $200
38%Planned amounts and actual activity, together.
02 / A CLOSER LOOK
Plan the month ahead.
Bring expected income and recurring commitments into your category plan. Compare planned amounts with actual spending and review the transactions that explain a change.
- Category plans and spending progress.
- Recurring bills, subscriptions, and income.
- Calendar and list views for upcoming activity.
03 / A CLOSER LOOK
Keep the future visible.
Organize goals and debt alongside your everyday spending. Ask Rose a focused question when you need help deciding which area to review, then use the underlying information to check your next step.
- Savings targets and contribution history.
- Debt balances and payment tracking.
- Rose conversations and saved threads.
GOOD TO KNOW
Your questions, answered.
Where should I begin?
Start with Getting started for a setup sequence, or choose the feature page closest to the part of your finances you want to organize.
Can I explore without linking a bank?
Yes. Manual accounts provide a way to start organizing your information without a bank connection.